Insurance Scam

I just switched birth control pills. My doctor, who I love, spent some time going through her little prescription book to find a brand that would qualify for the much-advertised $4 a month rate.

When I got to the Target pharmacy, though, it rang up at $28.86. When I asked about that, they said the $4 a month rate was only if it ran through insurance, and I was listed as uninsured. So they re-rang it and I waited around for 30 minutes.

At which point in came up at $29.96 because that was the insurance rate. Apparently, because I have a high-deductible plan, the $4 rate does not apply — it DOES, however — the cashier helpfully explained — apply for Viagra and a handful of other items. When I asked why the insurance rate was higher than the un-insured rate, I was informed, with a straight face, that it was "a SERVICE on the part of the insurance company, so that people could reach their deductibles quicker."

I declined the "service" and made them re-ring it.

You just can't make this stuff up.


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